Ecolistic Living Inc.

17046 OAK CT
LEWES, DE 19958

Talking Points

For the Agent

These are points that might help guide an agent as they look to approach a prospect.

  • A break in policy terms may indicate inconsistent work load which can result in substandard employment.
Needs Attention

Experience Mod Rating

Mod is an indication of how risky a company is to insure. It is based on a company's claim history.

  • Experience Mod is in-line with peers, in the 57th percentile.
  • There was a recent mod increase.
Needs Attention

LCM Rate

LCMs have the largest effect on your WC costs. Carriers file LCM's which are multiplied with the state approved Loss Costs for your employment classifications to create your policy rates. Carrier Groups have several Carrier Tier's each with their own filing, allowing their underwriters to price aggressively to overly prudent depending on the risk.

  • The LCM of the Current Carrier is Higher than 76% of peers.
  • Shopping around for a carrier that would provide a more competative tier would make sense.
Needs Attention

Market Competitiveness

We measure relative change (when a business chooses a different WC provider), and market share distribution over a rolling 24 months as compared to it's industry and state level activity to determine how competitive carriers are for your class of business.

  • 15% of peers have changed carriers since last year.
  • Current Carrier's market share is in the 99th percentile at 26.4% of the market.
Good

Business Stats

Policy History

Term Exp. Mod Carrier LCM
2022

2.607
2022

2.959
2021

2.604
2021

2.759
2021
11-02-2020

2.607
2020

2.607
2020

2.604
2019

2.416
2019

2.053
2018

2.416
2018

2.053
2017

2.178
2017

1.889
2016

2.178
2016

1.889
2015

2.008
2015

1.889
2015
01-16-2014

2.008
2014

-
2013

-
2012

-
2011

-
2010

-
2009

-

Contacts

2be
(288) 209-8632
92358

b
(439) 903-9908
30d

Industry Classification