What it does
PR 04 00 adds products liability coverage for diagnostic testing laboratories written on PR 00 09 or PR 00 10, for injury arising from products the laboratory makes or distributes, on the terms of the endorsement.
Program context
ISO's medical professional liability (PR) program provides separate coverage forms for physicians, surgeons and dentists; hospitals; allied health care providers; blood banks; diagnostic testing laboratories; optometrists; and veterinarians, each in an occurrence version and a claims-made version, with matching declarations (PR DS 01 to PR DS 07) and shared endorsements. Forms lists show the 09 08 edition as current. ISO has filed this as its Simplified Medical Professional Liability program.
Who needs it
Laboratories that sell or distribute products as well as performing tests.
Quoting and selling notes
- Ask what products the lab supplies and to whom.
- Coordinate with any general liability policy's products-completed operations coverage.
- Confirm the limit structure for the products coverage.
