What it does
IH 75 02 is filed as Portable Computers, 12 13 edition, for the Computer Systems Coverage Form. IH 00 75 lists portable computers, including laptops, notebooks and tablets, as property not covered.
Who needs it
Firms with mobile workforces whose laptops and tablets are a meaningful share of computer values.
Quoting and selling notes
Ask for device counts and values and loss history. Theft from vehicles and travel losses are common; check whether IH 99 23 is attached.
Before presenting it
Ask the carrier for the specimen of this endorsement and read it with the coverage form it modifies, since the endorsement only changes the provisions it names. Note it on the proposal so the insured knows how it changes the base form.
