What it does
Modifies the Other Insurance And Service Agreement condition of HO 00 06 so the unit owner's policy responds differently to losses also covered by the association's insurance.
Who needs it
Unit owners in the states where the endorsement remains on file (HI, MN, NC and PR).
Quoting and selling notes
- Check the master policy deductible and the loss assessment limit (HO 04 35) instead in most states.
Editions and availability
Editions in use and where they apply: 10 00 (1 jurisdiction: PR).
Homeowners endorsements are built for a specific program edition. When a carrier moves a state from the 2011 (05 11) program to the 2022 (03 22) program, the endorsement editions move with it, so match the endorsement edition to the policy form edition shown on the declarations.