What it does

Covers increased costs to upgrade to "green" materials, equipment or certification after a covered loss, up to the endorsement limit.

Who needs it

Owners who want energy-efficient rebuilds.

Quoting and selling notes

Editions and availability

Editions in use and where they apply: 03 22 (40 jurisdictions); 01 14 (7 jurisdictions: AL, CA, GA, HI, LA, TX, VI).

Homeowners endorsements are built for a specific program edition. When a carrier moves a state from the 2011 (05 11) program to the 2022 (03 22) program, the endorsement editions move with it, so match the endorsement edition to the policy form edition shown on the declarations.

Related forms

HO 04 77, HO 06 33.