What it does

Increases special limits on designated property categories for open-perils contents forms.

Who needs it

HO 5 insureds with valuables slightly above the special limits.

Quoting and selling notes

  • Use HO 04 65 on named-perils contents forms.

Editions and availability

Editions in use and where they apply: 03 22 (41 jurisdictions); 05 11 (10 jurisdictions: AL, CA, CT, FL, GA, HI, LA, TX, VI, WA); 10 00 (1 jurisdiction: PR).

Homeowners endorsements are built for a specific program edition. When a carrier moves a state from the 2011 (05 11) program to the 2022 (03 22) program, the endorsement editions move with it, so match the endorsement edition to the policy form edition shown on the declarations.

Related forms

HO 04 65, HO 00 05.