What it does

Changes ISO homeowners provisions to comply with California law.

Who needs it

Homeowners policies written on ISO forms in California.

Quoting and selling notes

  • Read it together with the base ISO form; state amendatory endorsements change cancellation, nonrenewal, claim and appraisal provisions.
  • Earthquake is excluded in the base form; any earthquake option the carrier offers is a separate form or policy.
  • The 03 24 edition is the newest California version.

Editions and availability

Homeowners endorsements are built for a specific program edition. When a carrier moves a state from the 2011 (05 11) program to the 2022 (03 22) program, the endorsement editions move with it, so match the endorsement edition to the policy form edition shown on the declarations.

Related forms

HO 00 03.