What it does
Provides limited earthquake coverage for California dwelling policies written on the basic or broad form.
Who needs it
California dwelling-policy insureds on DP 1 or DP 2.
Quoting and selling notes
- Use DP 05 40 with all forms.
Editions and availability
Current edition 12 14, replacing 12 98. Carriers adopt ISO editions state by state, so the edition on a given policy can lag the newest one. It is a state-specific form for CA.
Program notes
Dwelling policies are written for the property owner, not the occupant, and are the usual vehicle for landlords of one- to four-family dwellings. Because the forms carry no liability coverage, review every dwelling file together with DL 24 01 (or the homeowners or commercial policy that provides premises liability), and with any personal umbrella the client carries.
