What it does
Provides ordinance or law coverage (for code-required construction, demolition and repair costs) on the basic form, which does not include it.
Who needs it
DP 1 insureds with older rental dwellings.
Quoting and selling notes
- Use DP 04 71 to increase the ordinance or law coverage built into DP 2 and DP 3.
Editions and availability
Current edition 12 02. Carriers adopt ISO editions state by state, so the edition on a given policy can lag the newest one.
Program notes
Dwelling policies are written for the property owner, not the occupant, and are the usual vehicle for landlords of one- to four-family dwellings. Because the forms carry no liability coverage, review every dwelling file together with DL 24 01 (or the homeowners or commercial policy that provides premises liability), and with any personal umbrella the client carries.
