What it does
ISO's 2014 revision changed DP 04 65 together with DP 00 03 for the collapse, "risk of" wording, vermin/animal and water exclusion changes, so it carries the special-form perils provisions.
Who needs it
Dwelling insureds whose carrier uses this endorsement to provide special-form coverage.
Quoting and selling notes
- Confirm which property the endorsement broadens on the specific policy.
Editions and availability
Current edition 07 14, replacing 12 02, 07 88. Carriers adopt ISO editions state by state, so the edition on a given policy can lag the newest one.
Program notes
Dwelling policies are written for the property owner, not the occupant, and are the usual vehicle for landlords of one- to four-family dwellings. Because the forms carry no liability coverage, review every dwelling file together with DL 24 01 (or the homeowners or commercial policy that provides premises liability), and with any personal umbrella the client carries.
