What it does
Modifies the windstorm or hail peril as it applies under DP 00 02 and DP 00 03, as described in the endorsement.
Who needs it
Dwelling insureds in wind- or hail-exposed areas.
Quoting and selling notes
Editions and availability
Current edition 12 02, replacing 07 88. Carriers adopt ISO editions state by state, so the edition on a given policy can lag the newest one.
Program notes
Dwelling policies are written for the property owner, not the occupant, and are the usual vehicle for landlords of one- to four-family dwellings. Because the forms carry no liability coverage, review every dwelling file together with DL 24 01 (or the homeowners or commercial policy that provides premises liability), and with any personal umbrella the client carries.
