What it does
CX 21 69, filed by ISO in 2018, excludes pollution but follows underlying pollution coverage only where that coverage is in a controlling underlying policy scheduled for the purpose. Georgia has a version (CX 21 99).
Who needs it
Accounts with a specific underlying pollution or auto pollution coverage the excess should follow.
How it fits the excess layer
The ISO excess form follows the provisions, exclusions and limitations of the controlling underlying insurance unless the excess form or an endorsement says otherwise. Excess endorsements therefore either add a restriction the underlying does not have, or adjust how the excess layer follows the underlying. Check every CX endorsement on a quote against the underlying policy so the layers line up.
Quoting and selling notes
- Schedule the exact underlying coverage to be followed.
Related forms
See CX 21 02.
