What it does
CX 21 47 excludes injury or damage arising from autos used as public or livery conveyances or for on-demand delivery services, matching CU 21 90.
Who needs it
Businesses with app-based delivery or livery exposure.
How it fits the excess layer
The ISO excess form follows the provisions, exclusions and limitations of the controlling underlying insurance unless the excess form or an endorsement says otherwise. Excess endorsements therefore either add a restriction the underlying does not have, or adjust how the excess layer follows the underlying. Check every CX endorsement on a quote against the underlying policy so the layers line up.
Quoting and selling notes
- Ask how deliveries are made.
