What it does
CU 34 69 is part of ISO's 2025 umbrella endorsement filing (01 26 edition). It excludes injury or damage arising out of generative artificial intelligence as defined in the endorsement. CU 34 70 applies only to Coverage B; CX 34 12 is the excess version.
Who needs it
Businesses using generative AI in marketing, content or products, and accounts where carriers attach it broadly.
How it fits the umbrella
The umbrella has its own exclusions that apply whether or not the underlying policies cover the claim, and many ISO umbrella exclusion endorsements mirror a CGL or auto exclusion so that the umbrella does not drop down where the underlying is excluded. When an underlying policy carries an exclusion, check that the umbrella carries the matching CU endorsement, or explain the gap if it does not.
Quoting and selling notes
- Check whether the underlying CGL carries the matching exclusion; if the umbrella excludes what the primary covers, explain the limit gap.
- These are new filings; adoption dates vary by carrier and state.
Related forms
See CU 00 01.
