What it does

CU 22 94 excludes injury or damage arising from professional services in computer, telecommunication, electronic data or internet work, leaving that exposure to a technology errors and omissions policy. ISO revised it to a 06 26 edition.

Who needs it

IT consultants, software developers, managed-service providers, telecom contractors and internet service businesses.

How it fits the umbrella

The umbrella has its own exclusions that apply whether or not the underlying policies cover the claim, and many ISO umbrella exclusion endorsements mirror a CGL or auto exclusion so that the umbrella does not drop down where the underlying is excluded. When an underlying policy carries an exclusion, check that the umbrella carries the matching CU endorsement, or explain the gap if it does not.

Quoting and selling notes

  • Pair with a tech E&O policy.

Related forms

See CU 21 15.