What it does
CU 21 88 applies the confidential-information exclusion only to Coverage B (personal and advertising injury), leaving Coverage A unchanged.
Who needs it
Accounts where the underlying CGL carries the matching Coverage B-only exclusion.
How it fits the umbrella
The umbrella has its own exclusions that apply whether or not the underlying policies cover the claim, and many ISO umbrella exclusion endorsements mirror a CGL or auto exclusion so that the umbrella does not drop down where the underlying is excluded. When an underlying policy carries an exclusion, check that the umbrella carries the matching CU endorsement, or explain the gap if it does not.
Quoting and selling notes
- Refer privacy liability exposure to a cyber policy.
Related forms
See CU 21 86.
