What it does
CU 21 75 excludes coverage for injury arising out of insurance operations, including the rendering of insurance services and related activities described in the endorsement.
Who needs it
Insurers, agencies, brokers, TPAs and adjusters.
How it fits the umbrella
The umbrella has its own exclusions that apply whether or not the underlying policies cover the claim, and many ISO umbrella exclusion endorsements mirror a CGL or auto exclusion so that the umbrella does not drop down where the underlying is excluded. When an underlying policy carries an exclusion, check that the umbrella carries the matching CU endorsement, or explain the gap if it does not.
Quoting and selling notes
- Insurance professional liability is a separate coverage.
Related forms
See CU 21 15.
