1. Forms
  2. CP
  3. CP-DS-06

What it does

CP DS 06 supplies the details for the earthquake sub-limit endorsement:

  • Description of premises or locations.
  • Whether the "Including Masonry Veneer" option applies.
  • The property damage deductible percentage.
  • Whether coverage is Earthquake – Sprinkler Leakage Only.
  • A blanket limit with the covered property and coverages it applies to (building, BPP, business income under CP 00 30 or CP 00 32, extra expense under CP 00 50, other), or separate limits per premises and building.
  • Whether the Increased Annual Aggregate Limit Option applies.

If a separate limit is entered for a property or coverage, that item should not also be included under the blanket limit.

Quoting and selling notes

  • Check that business income is listed if the client expects earthquake business interruption coverage. It is often left off.
  • Confirm the deductible percentage and veneer option match the quote.
  • Later editions exist alongside the revised earthquake forms. Match the schedule edition to the endorsement edition on the policy.