What it does
CG 26 39 is the Texas version of CG 21 47. It excludes "bodily injury" (and, under Coverage B, "personal and advertising injury") to a person arising out of refusal to employ, termination, or employment-related practices such as coercion, demotion, evaluation, reassignment, discipline, defamation, harassment, humiliation, discrimination or malicious prosecution, and resulting injury to the person's spouse, child, parent, brother or sister.
Who needs it
All Texas employers; employment claims belong on an EPL policy.
Key provisions and limits
- Applies whether the event occurs before, during or after employment and whether the insured is liable as employer or in another capacity.
Quoting and selling notes
- Use in place of CG 21 47 on Texas policies where the carrier files ISO Texas forms.
