What it does
CG 24 50 replaces the aircraft exclusion with the unmanned aircraft wording, but the unmanned aircraft exclusion does not apply to the "unmanned aircraft" described in the schedule, only for the operations or projects described. A separate Unmanned Aircraft Liability Aggregate Limit is shown in the schedule.
Who needs it
Insureds that fly drones themselves, hire drone operators, or could be held responsible for drone use by employees.
Key provisions and limits
- Coverage A and Coverage B are both addressed.
- The 06 15 unmanned aircraft forms split the aircraft, auto or watercraft exclusion into (1) unmanned aircraft and (2) other aircraft, autos and watercraft, keeping the usual exceptions for the second part.
Quoting and selling notes
- Schedule each drone and describe operations broadly enough to fit the insured's use.
- Compare with aviation drone policies, which may include hull coverage and higher limits.
