What it does
CG 22 98 adds a Coverage A exclusion for "bodily injury" or "property damage" arising out of an error or deficiency in any evaluation, consultation or advice concerning Internet service or access, or the insured's failure to adequately provide Internet services or access.
Who needs it
ISPs, wireless internet providers and hosting/access companies.
Key provisions and limits
- Like most ISO professional exclusions, it applies even when the claim alleges negligent supervision, hiring, employment, training or monitoring of others, if the occurrence or offense involved the excluded service.
Quoting and selling notes
- Pair with telecom or technology E&O.
- When a professional exclusion is attached, review the professional liability policy for bodily injury and property damage coverage, defense outside limits and the retroactive date, so the two policies fit together without a gap.
