What it does
CG 22 96 adds a Coverage B exclusion for "personal and advertising injury" arising out of the rendering of or failure to render professional services as a lawyer. Coverage A is not affected.
Who needs it
Law firms whose malicious prosecution, defamation and privacy exposures from legal work belong on the lawyers professional liability policy.
Key provisions and limits
- Like most ISO professional exclusions, it applies even when the claim alleges negligent supervision, hiring, employment, training or monitoring of others, if the occurrence or offense involved the excluded service.
Quoting and selling notes
- Check the lawyers professional liability policy covers personal injury offenses.
- When a professional exclusion is attached, review the professional liability policy for bodily injury and property damage coverage, defense outside limits and the retroactive date, so the two policies fit together without a gap.
