What it does

With respect to logging and lumbering operations by or for the named insured, CG 22 54 excludes "property damage" due to fire, and "property damage", however caused, to any vehicle while being loaded or unloaded.

Who needs it

Loggers, timber harvesters and log haulers.

Quoting and selling notes

  • Forest fire spread is a major logging exposure; look for specialty logging liability that includes fire suppression coverage.
  • Ask about fire suppression equipment, spark arrestors, burn bans and haul contracts.
  • Timber trespass (cutting the wrong trees) is another logging exposure to review.
  • Ask about equipment, crew size and whether the logger hauls its own timber.

Related forms

CG 21 53.