What it does

CG 21 00 excludes "bodily injury", "property damage" and "personal and advertising injury" arising out of: (1) the ownership, maintenance or use of the premises shown in the schedule or property located there; (2) operations on those premises, or elsewhere, that are necessary or incidental to them; and (3) goods or products manufactured at or distributed from them.

Who needs it

Used when one location of a multi-location account is insured separately or is not acceptable to the carrier.

Key provisions and limits

  • Applies to Coverage A and Coverage B.
  • The products exclusion reaches goods made at or shipped from the premises, which can be broad for a manufacturing site.

Quoting and selling notes

  • Confirm the excluded premises has its own liability coverage.

Related forms

CG 21 44, CG 21 53.