What it does
CG 20 25 adds as an insured any elective or appointive officer or member of any board, commission or agency of the named insured while acting within the scope of their duties.
Who needs it
Cities, towns, counties, school and water districts, housing authorities and other public corporations.
Key provisions and limits
- No schedule.
- Coverage applies only to the extent permitted by law.
- Contract-based limits: coverage is no broader than any contract requires, the most paid for the additional insured is the lesser of the contract-required amount or the policy limits, and the endorsement does not increase limits.
Quoting and selling notes
- Public officials' errors and omissions (wrongful acts) need a separate public officials liability policy.
- Pair with governmental subdivision endorsements such as CG 24 09 where used.
