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  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

Wisconsin Personal Lines exam — 50 practice questions.

Subtopics: Liability coverage, Medical payments, Uninsured motorist, Underinsured motorist, Collision coverage, Comprehensive coverage, Covered persons, Split limits, Newly acquired auto, Exclusions, Towing coverage, Rental reimbursement, Deductible on physical damage, Stacking, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Transportation expenses, Towing and labor, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. Part A (liability) of a personal auto policy pays for:

Bodily injury and property damage the insured causes to others

Liability coverage pays for bodily injury and property damage the insured is legally responsible for causing to others.

2. Medical payments coverage in a personal auto policy pays:

Reasonable medical expenses for the insured and passengers regardless of fault

Medical payments coverage pays reasonable medical expenses for the insured and occupants of the covered auto regardless of fault.

3. Uninsured motorist coverage protects the insured when:

An at-fault driver has no liability insurance

Uninsured motorist coverage pays the insured's damages when an at-fault driver lacks liability insurance.

4. Underinsured motorist coverage applies when the at-fault driver:

Has liability limits too low to cover the damages

Underinsured motorist coverage pays when the at-fault driver's liability limits are insufficient to cover the insured's damages.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.