Free Medical Plans Practice Questions

Wisconsin Life, Accident & Health exam — 24 practice questions.

Subtopics: Managed care goal, Capitation, Gatekeeper, Utilization review, Preventive care, Stop-loss, Formulary, Coordination of benefits, Types, Cost sharing, Cost containment, Point-of-service plan, Health savings account, Health reimbursement arrangement, Flexible spending account, Precertification, Basic hospital expense, Major medical

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Sample questions & answers

1. A central goal of managed care plans is to:

Control costs while coordinating quality care

Managed care seeks to control costs and coordinate care through networks, utilization review, and provider arrangements.

2. Under capitation, a provider is paid:

A set amount per member per period regardless of services used

Capitation pays providers a fixed amount per enrolled member per period to deliver covered services.

3. In an HMO, the primary care physician often acts as a gatekeeper, meaning they:

Coordinate care and authorize specialist referrals

The gatekeeper PCP coordinates the member's care and typically must authorize referrals to specialists.

4. Utilization review in a health plan is used to:

Evaluate the necessity and efficiency of care

Utilization review assesses whether services are medically necessary and delivered efficiently.

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Practice: Medical Plans

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.