Free Personal Automobile Policy Practice Questions
Wisconsin Casualty exam (series 22-07) — 94 practice questions.
Subtopics: Minimum limits, Mandatory insurance, Uninsured penalty, Proof in vehicle, Proof of FR methods, Certified policy cancellation, Certified policy nonpayment, Territory, UM required, UIM optional, UIM limits, UIM rejection, Med pay required, Med pay rejection, Phantom vehicle, Phantom sworn statement, Uninsured vehicle defined, Omnibus coverage, Prohibited exclusions, Intoxication exclusion, Age exclusion, Passenger exclusion, Accident notice period, Anti-stacking, Reducing clause, Drive other car exclusion, Umbrella exemption, Prohibited cancellation reasons, Business accidents, Odometer data, Glass repair, Nonoriginal parts, Minor driver sponsor, Wrongful death cap, Comparative negligence, Damage reduction, Noncooperation defense, WAIP purpose, WAIP agent duty, WAIP agent status, WAIP driving record, WAIP limits, WAIP physical damage, WAIP med pay, WAIP eligibility, WAIP surcharge, Persons insured, Physical damage, Uninsured motorists, Medical payments, PAP structure, Your covered auto, Newly acquired auto, Family member, You and your, Part A exclusions, Supplementary payments, Out of state coverage, Other insurance, Part B medical payments, Part C uninsured motorists, Underinsured motorists, Part D collision vs OTC, Part D transportation expenses, Part D nonowned auto, Part D exclusions, Part D limit of liability, Part D appraisal, Part E duties, Policy territory, Part F termination, Part F two-or-more autos, Auto financial responsibility, No-fault concepts, Auto insurance plans, Part D coverage
Read the Personal Automobile Policy study guide
Sample questions & answers
1. Wisconsin’s minimum motor vehicle liability limits are:
$25,000 per person, $50,000 per accident, and $10,000 property damage
Proof of financial responsibility requires 25/50/10 under s. 344.01(2)(d).
2. With limited exceptions, Wisconsin law prohibits operating a motor vehicle on a highway unless:
The owner or operator has a motor vehicle liability policy in effect for it
Section 344.62(1) requires a liability policy covering the vehicle (exceptions include qualifying bonds, deposits and self-insurers).
3. A person who operates a motor vehicle in Wisconsin without required liability insurance may be required to forfeit not more than:
$500
Violating s. 344.62(1) carries a forfeiture of up to $500; failing to carry proof (s. 344.62(2)) carries a $10 forfeiture.
4. A Wisconsin driver stopped by police shows proof of insurance on a cell phone. Under s. 344.62(2), this proof:
Is acceptable, and the officer may not view other content on the phone
Proof may be printed or electronic; displaying it electronically is not consent for the officer to view other content.
Practice: Personal Automobile Policy
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
