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Free Personal Automobile Policy Practice Questions

Washington Property & Casualty exam — 26 practice questions.

Subtopics: Financial responsibility system, Minimum limits, Bodily injury per person, Property damage limit, Uninsured motorist, UIM property damage, UM/UIM offer, PIP coverage, PIP benefits, Collision coverage, Policy structure, Physical damage, Definition of insured, Optional coverages, Exclusions, Liability coverage, Medical payments, Other than collision, Transportation expenses, Underinsured motorist, Towing and labor

Read the Personal Automobile Policy study guide

Sample questions & answers

1. Washington's approach to auto liability is best described as:

An at-fault (tort) system with financial responsibility requirements

Washington uses an at-fault (tort) system and requires drivers to meet financial responsibility (liability) requirements.

2. Washington's commonly cited minimum auto liability limits are:

25/50/10

Washington's minimum auto liability limits are commonly cited as 25/50/10 ($25,000/$50,000 bodily injury and $10,000 property damage).

3. In the 25/50/10 limits, the $25,000 figure represents coverage for:

Bodily injury to one person per accident

The first number is the bodily injury limit per person, here $25,000 for one person in any one accident.

4. In Washington's 25/50/10 minimums, the $10,000 applies to:

Property damage of others per accident

The third number is the minimum property damage liability limit, $10,000 per accident in Washington.

All Property & Casualty topics

Practice: Personal Automobile Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.