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  2. Washington
  3. Personal Lines
  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

Washington Personal Lines exam — 47 practice questions.

Subtopics: Named insured, Split limits, Property damage liability, Other than collision, Hit-and-run, PIP wage loss, Bodily injury liability, Roadside coverage, Rental reimbursement, Collision deductible, Underinsured motorist, Part A liability, Part B medical payments, Part C UM, Part D collision, Covered persons liability, Newly acquired auto, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Transportation expenses, Towing and labor, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. In a personal auto policy, the named insured generally includes:

The person named in the declarations and usually a resident spouse

The named insured is the person listed in the declarations, and coverage usually extends to a resident spouse.

2. Auto liability limits written as 25/50/10 are known as:

Split limits

Limits stated as three numbers are split limits, separating per-person, per-accident, and property damage coverage.

3. Property damage liability in a Washington personal auto policy pays for damage the insured causes to:

The property of others

Property damage liability pays for damage the insured is legally responsible for causing to others' property.

4. Comprehensive (other than collision) auto coverage typically pays for losses such as:

Theft, fire, hail, or animal strikes

Other than collision (comprehensive) covers losses like theft, fire, falling objects, hail, and hitting an animal.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.