1. A high-deductible health plan paired with a health savings account features:

A higher deductible offset by tax-advantaged savings

An HDHP carries a higher deductible and can be paired with a tax-advantaged health savings account.

2. Contributions to a qualified health savings account are generally:

Tax-advantaged for eligible individuals

HSA contributions receive favorable federal tax treatment for individuals enrolled in a qualifying HDHP.

3. Basic hospital and surgical expense coverage is characterized by:

First-dollar benefits up to relatively low limits

Basic medical expense plans pay first-dollar benefits up to modest limits without a large deductible.

4. Major medical coverage is designed mainly to:

Address large, catastrophic medical costs

Major medical plans address large medical expenses through high limits with deductibles and coinsurance.