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  2. Washington
  3. Accident & Health
  4. Group Health Insurance

Free Group Health Insurance Practice Questions

Washington Accident & Health exam — 40 practice questions.

Subtopics: Master contract, Certificate, Noncontributory, Contributory, Conversion, Coordination of benefits, Eligibility, Certificate of coverage, Noncontributory plan, Contributory plan, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Conversion privilege, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. In a Washington group health plan, the contract is issued to the employer as the:

Master policy

The insurer issues the master policy to the group sponsor, while individual members receive certificates.

2. Individual members of a group health plan typically receive evidence of coverage in the form of a:

Certificate of coverage

Each covered member receives a certificate summarizing the coverage provided under the group master policy.

3. In a noncontributory group plan, the premium is:

Paid entirely by the employer

In a noncontributory plan the employer pays the full premium, and participation is generally required of all eligible employees.

4. A contributory group health plan requires that:

Employees pay part of the premium

In a contributory plan employees share in the premium cost, and a minimum participation percentage usually applies.

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Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.