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  4. Commercial General Liability

Free Commercial General Liability Practice Questions

Virginia Property & Casualty exam — 34 practice questions.

Subtopics: Coverage A, Coverage B, Occurrence form, Claims-made form, Aggregate limit, Medical payments, Occurrence vs claims-made, Limits of liability, Claims-made features, Coverage C, Products-completed operations, Premises and operations, Damage to premises rented, Supplementary payments, Additional insured, Personal and advertising injury, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition

Read the Commercial General Liability study guide

Sample questions & answers

1. Coverage A of a commercial general liability (CGL) policy covers:

Bodily injury and property damage liability

CGL Coverage A insures the business's liability for bodily injury and property damage to third parties.

2. Coverage B of a CGL policy covers:

Personal and advertising injury

CGL Coverage B covers personal and advertising injury such as libel, slander, and certain offenses.

3. An occurrence-based CGL policy responds to claims when:

The injury or damage occurs during the policy period

An occurrence form covers injury or damage that takes place during the policy period, even if the claim is made later.

4. A claims-made CGL policy generally covers a claim only if:

The claim is first made during the policy period (subject to retroactive date)

A claims-made form covers claims first made during the policy period, subject to the retroactive date and any extended reporting.

All Property & Casualty topics

Practice: Commercial General Liability

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.