1. Exam Prep
  2. Virginia
  3. Accident & Health
  4. Senior and Special Needs

Free Senior and Special Needs Practice Questions

Virginia Accident & Health exam — 59 practice questions.

Subtopics: Medicare Part A, Medicare Part B, Medigap, Medigap standardization, Medigap open enrollment, Medicare Advantage, Long-term care, LTC triggers, Medicare Part D, Medicare eligibility, Part A premium, Medicare Part C, Medicare gaps, Medicare Supplement purpose, Standardized Medigap, Medicare Select, Medicaid, Excessive coverage, LTC purpose, Skilled care, Custodial care, Benefit triggers, Home health care, Respite care, Adult day care, Inflation protection, Nonforfeiture LTC, LTC renewability, Partnership LTC, Tax-qualified LTC, Medicare initial enrollment period, Medicare general enrollment period, Part B late enrollment penalty, Part D late enrollment penalty, Part D coverage gap, Part A benefit period, Lifetime reserve days, Medicare Advantage plan types, Medigap core benefits, High-deductible Medigap, Medigap guaranteed issue rights, Medigap free look, Medicaid spend-down, Dual eligible beneficiaries, Medicare Savings Programs, Intermediate care, Activities of daily living, LTC elimination period, LTC pool of money, Indemnity vs reimbursement LTC, LTC pre-existing condition limitation, LTC replacement and suitability, Hospice care, Assisted living facility benefit, Hybrid life and LTC policy

Read the Senior and Special Needs study guide

Sample questions & answers

1. Medicare Part A primarily covers:

Inpatient hospital care

Part A is hospital insurance covering inpatient hospital, skilled nursing, hospice, and some home health care.

2. Medicare Part B generally covers:

Physician services and outpatient care

Part B is medical insurance covering physician services, outpatient care, and other medical services.

3. Medicare supplement (Medigap) policies are designed to:

Cover gaps such as Medicare deductibles and coinsurance

Medigap policies pay costs Medicare leaves to the beneficiary, such as deductibles and coinsurance.

4. Medicare supplement policies are sold as:

Standardized plans identified by letters

Medigap plans are standardized into lettered plans so consumers can compare benefits across insurers.

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Practice: Senior and Special Needs

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.