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  2. Virginia
  3. Accident & Health
  4. Group Health Insurance

Free Group Health Insurance Practice Questions

Virginia Accident & Health exam — 40 practice questions.

Subtopics: Master policy, Certificate, Eligibility, Conversion, Coordination of benefits, Noncontributory plan, Contributory plan, Master contract, Certificate of coverage, Eligible groups, Group underwriting, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Pre-existing conditions group, Self-funded plan, Section 125 plan, Conversion privilege, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. In group health insurance the contract is issued to the:

Group sponsor, which holds the master policy

In group coverage the master policy is issued to the sponsor (e.g., employer); members receive certificates.

2. Each covered employee in a group health plan generally receives:

A certificate of coverage

Members receive a certificate summarizing their coverage; the sponsor holds the master policy.

3. Group health underwriting generally evaluates:

The group as a whole rather than each individual

Group underwriting focuses on the characteristics of the group, reducing individual medical underwriting.

4. A conversion privilege in group health insurance lets a departing member:

Convert to an individual policy without proving insurability within the time allowed

A conversion privilege allows a terminating member to obtain individual coverage without evidence of insurability within the allowed period.

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Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.