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  3. Personal Lines
  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

Utah Personal Lines exam — 50 practice questions.

Subtopics: Liability coverage, Medical payments, Uninsured motorist, Collision, Comprehensive, Deductible, Duties after loss, Covered auto, Family member, Exclusions, No-fault benefits, Split limits calculation, Combined single limit, Loss settlement, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Newly acquired auto, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Split limits, Transportation expenses, Towing and labor, Loss settlement physical damage, Duties after accident, Territory, Covered auto definition, Trailers coverage, Non-owned auto, Rented auto coverage, Glass breakage, Exclusion racing, Exclusion few wheels, Exclusion auto business, Exclusion owned property, Exclusion no reasonable belief, Out of state coverage, Other insurance non-owned, UM dispute resolution, Custom equipment limit, Appraisal physical damage, No-fault PIP, Right to recover, Collision settlement, Total loss settlement

Read the Personal Auto Policy study guide

Sample questions & answers

1. Part A (liability coverage) of the personal auto policy pays for:

Bodily injury and property damage the insured is legally liable for

Auto liability coverage pays for bodily injury and property damage the insured causes to others.

2. Medical payments coverage (Part B) of a personal auto policy generally pays:

Reasonable medical expenses for the insured and passengers regardless of fault

Medical payments coverage pays reasonable medical expenses for the insured and passengers regardless of who was at fault.

3. Uninsured motorist coverage (Part C) responds when the insured is injured by:

An at-fault driver who has no liability insurance

Uninsured motorist coverage pays the insured for injuries caused by an at-fault driver who has no liability insurance.

4. Collision coverage under the personal auto policy pays for damage to the insured's covered auto caused by:

Impact with another vehicle or object

Collision coverage pays for damage to the covered auto from impact with another vehicle or object, or from upset.

All Personal Lines topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.