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  2. Utah
  3. Personal Lines
  4. Insurance Regulation

Free Insurance Regulation Practice Questions

Utah Personal Lines exam — 24 practice questions.

Subtopics: No-fault system, Minimum auto limits, Per-accident aggregate, PIP requirement, Tort threshold, UM and UIM, Comparative negligence, Appointed commissioner, Workers compensation administration, Guaranty association, Financial responsibility, Proof of insurance, Cancellation notice, Rate filing, Unfair claims practices, License line, Fair Credit Reporting Act, Gramm-Leach-Bliley, Fraud and false statements, Do Not Call, Terrorism Risk Insurance Act, McCarran-Ferguson Act, Anti-money laundering, CAN-SPAM Act

Read the Insurance Regulation study guide

Sample questions & answers

1. Utah's personal auto insurance system is best described as:

A no-fault system that requires personal injury protection (PIP) benefits

Utah is a no-fault auto state requiring PIP benefits, so an injured insured first collects medical benefits from their own insurer regardless of fault.

2. Utah's compulsory auto liability minimum limits for policies issued or renewed on or after January 1, 2025 are commonly stated as (verify current figures):

30/65/25

Utah raised its minimum auto liability limits to 30/65/25 effective January 1, 2025 (previously 25/65/15); verify the current statutory amounts.

3. A notable and somewhat unusual feature of Utah's minimum auto liability limits is that the per-accident bodily injury figure is set at (verify):

65000 dollars

Utah's per-accident bodily injury minimum has long been 65,000 dollars, an unusual figure compared with the typical aggregate many states use; verify the current law.

4. Utah requires every auto policy to include personal injury protection (PIP) with a minimum medical benefit per person of (verify):

3000 dollars

Utah requires PIP with a minimum medical benefit commonly cited at 3,000 dollars per person; verify the current statutory amount.

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Practice: Insurance Regulation

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.