1. Exam Prep
  2. Texas
  3. Personal Lines Property & Casualty
  4. Personal Auto Policy

Free Personal Auto Policy Practice Questions

Texas Personal Lines Property & Casualty exam (series InsTX-PersPC55) — 29 practice questions.

Subtopics: Minimum BI limits, Minimum PD limit, Financial responsibility, Uninsured motorist offer, Uninsured motorist, Underinsured motorist, Personal injury protection, PIP no-fault, Residual market, Cancellation notice, Penalty for lapse, Rideshare, Part A liability, Part B medical payments, Part C UM, Part D collision, Other than collision, Covered persons liability, Newly acquired auto, Temporary substitute, Supplementary payments, Liability exclusion intentional, Liability exclusion livery, Split limits, Transportation expenses, Towing and labor, Loss settlement physical damage, Duties after accident, Territory

Sample questions & answers

1. Texas minimum bodily injury liability limits for a private passenger auto are:

30/60

Texas requires bodily injury liability limits of at least $30,000 per person and $60,000 per accident.

2. The minimum property damage liability limit required for a Texas auto policy is:

$25,000

Texas requires a minimum property damage liability limit of $25,000 (the 25 in 30/60/25).

3. Texas requires every motor vehicle owner to:

Maintain financial responsibility (auto liability insurance) and show proof when required

Owners must maintain the required financial responsibility and provide proof of coverage when requested.

4. In Texas, uninsured and underinsured motorist coverage must be:

Offered to the insured, who may reject it in writing

UM/UIM must be offered; the named insured may reject the coverage in writing.

All Personal Lines Property & Casualty topics

Practice: Personal Auto Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.