Free Texas Life Agent Exam Practice Test

Series InsTX-Life01 — The Texas Life Agent exam covers life insurance basics, policy types, provisions and riders, annuities, federal tax treatment, and Texas insurance law and regulation.

80

Scored items (approx.)

120 min

Time limit

70%

Passing score

408

Practice questions

Topics covered on the Life Agent exam

Insurance Regulation

56 practice questions · Continuing education, Continuing education ethics, Licensing authority, License term, …

General Insurance Concepts

40 practice questions · Definition of risk, Hazard, Peril, Handling risk, …

Life Insurance Basics

79 practice questions · Insurable interest, Consent requirement, Life settlements, Illustrations, …

Types of Life Insurance Policies

72 practice questions · Group conversion, Group eligibility, Conversion policy form, Conversion timing, …

Life Policy Provisions Options and Riders

90 practice questions · Free look, Grace period, Incontestability, Suicide, …

Annuities

51 practice questions · Right to rescind, Annuity training, Suitability, Variable annuity licensing, …

Federal Tax Considerations

20 practice questions · Death benefit taxation, Cash value growth, Premium deductibility, Dividends taxation, …

Practice Test: Life Agent

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.