1. Exam Prep
  2. South Dakota
  3. Property & Casualty
  4. Personal Automobile Policy

Free Personal Automobile Policy Practice Questions

South Dakota Property & Casualty exam — 29 practice questions.

Subtopics: Minimum limits, Who is an insured, Uninsured motorist, Towing and labor, Rental reimbursement, Loss settlement, Named non-owner, Hit-and-run, Trailer coverage, Financial responsibility filing, Intentional acts, Medical payments, Property damage limit, Policy structure, Physical damage, Definition of insured, Optional coverages, Exclusions, Liability coverage, Collision coverage, Other than collision, Transportation expenses, Underinsured motorist

Read the Personal Automobile Policy study guide

Sample questions & answers

1. A South Dakota driver buying the least auto liability coverage the law allows would purchase limits of (verify):

25/50/25

South Dakota's minimum auto liability limits are generally 25/50/25; verify the current statutory amounts.

2. Under the Personal Auto Policy, a licensed resident relative of the named insured is generally:

A family member and an insured under the policy

Resident relatives of the named insured are generally 'family members' and are insureds under the PAP.

3. South Dakota requires auto policies to include uninsured motorist coverage chiefly to protect insureds against:

Drivers who carry no liability insurance

Uninsured motorist coverage protects insureds against bodily injury caused by drivers who have no liability insurance.

4. Optional towing and labor coverage on a Personal Auto Policy pays for:

Towing and on-site labor costs when the covered auto is disabled

Towing and labor coverage reimburses towing and on-site labor expenses when the covered auto becomes disabled.

All Property & Casualty topics

Practice: Personal Automobile Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.