1. Before being licensed to sell property and casualty insurance in South Dakota, an applicant generally must:

Pass the applicable licensing examination and meet the Division's requirements

Applicants must satisfy the Division's requirements, including passing the applicable licensing exam, before being licensed.

2. A property and casualty producer licensed in another state may obtain a South Dakota nonresident license generally:

Through reciprocity if in good standing in the home state

A nonresident producer in good standing in the home state may generally obtain a South Dakota license through reciprocity.

3. When an insurer ends a South Dakota producer's appointment, the insurer generally must:

Notify the Director of the termination within the required time

Insurers must notify the Director when they terminate a producer's appointment, within the time the law allows.

4. Coverage placed with an eligible nonadmitted insurer when admitted insurers will not write the risk is called:

Surplus lines insurance

Surplus lines insurance is placed with eligible nonadmitted insurers when coverage is unavailable in the admitted market.