Free Commercial General Liability Practice Questions
South Carolina Property & Casualty exam — 59 practice questions.
Subtopics: Purpose, Premises and operations, Products-completed operations, Personal and advertising injury, Claims-made, Employee injury exclusion, Occurrence vs claims-made, Coverage A, Coverage B, Limits of liability, Claims-made features, Coverage C, Damage to premises rented, Supplementary payments, Additional insured, Insured contract, Occurrence definition, Each occurrence limit, General aggregate limit, Retroactive date, Extended reporting period, Pollution exclusion, Employers liability exclusion, Your product exclusion, Medical payments Coverage C, Named insured status, Defense costs, Property damage definition, Coverage A exclusions, Coverage B exclusions, Who is an insured, Conditions, Liquor liability, Mobile equipment
Read the Commercial General Liability study guide
Sample questions & answers
1. A Commercial General Liability (CGL) policy protects a business against:
Third-party bodily injury and property damage
CGL Coverage A pays sums the insured becomes legally obligated to pay as damages because of bodily injury or property damage to others; own property, employee injuries, and autos are handled elsewhere.
2. The premises and operations coverage of a CGL responds to claims arising from:
The insured's premises and ongoing business operations
Premises and operations coverage responds to liability arising from the insured's premises and the conduct of its business.
3. Products and completed operations coverage under a CGL responds to:
Harm caused by its products or finished work
The products-completed operations hazard covers bodily injury and property damage arising from the insured's products or completed work away from the insured's premises.
4. Personal and advertising injury coverage in a CGL includes offenses such as:
Libel, slander, and copyright infringement in ads
The CGL personal and advertising injury definition includes oral or written publication that slanders or libels, and infringing upon another's copyright, trade dress, or slogan in the insured's advertisement.
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Practice: Commercial General Liability
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
