Free Senior and Special Needs Practice Questions
South Carolina Life, Accident & Health exam — 101 practice questions.
Subtopics: Medicare eligibility, Part A financing, Medigap open enrollment, Guaranteed issue, Custodial care, Viatical settlement, Suitability, Medicare guide, Notice to buyer, Cold lead advertising, Multiple Medigap policies, Medigap replacement, Medigap benefit change notice, LTC free look, LTC outline of coverage, LTC renewability, LTC preexisting, LTC unintentional lapse, LTC reinstatement, LTC inflation protection, LTC Alzheimer's, LTC contestability, LTC producer training, Medicare Part A, Medicare Part B, Medicare Part C, Medicare Part D, Medicare supplement, Medicaid, Long-term care, Part A benefit period, Part B enrollment, Initial enrollment period, Part D late penalty, Medicare exclusions, Medigap core benefits, Medigap duplication, LTC elimination period, LTC benefit pool, LTC cognitive trigger, Tax-qualified LTC, Levels of care, Assisted living, Medicare Advantage, Medicare enrollment, Social Security
Read the Senior and Special Needs study guide
Sample questions & answers
1. Most individuals become eligible for Medicare at age:
65
Most people qualify for Medicare at age 65, with certain exceptions for disability or specific conditions.
2. For most beneficiaries who paid Medicare taxes long enough, Medicare Part A is:
Premium-free
Most beneficiaries receive premium-free Part A because they or a spouse paid Medicare payroll taxes for the required period.
3. Under South Carolina Regulation 69-46, the six-month Medicare supplement open enrollment period begins on the first day of the first month in which the person is:
Age 65 or older and enrolled in Part B
Section 11 of Regulation 69-46 bars denying, conditioning, or pricing a Medigap policy based on health for applications submitted during the six months beginning with the first month the person is both 65 or older and enrolled in Medicare Part B.
4. During the Medigap open enrollment period, an insurer generally:
Cannot deny or rate up for health
During Medigap open enrollment, insurers generally must issue coverage without medical underwriting based on health status.
All Life, Accident & Health topics
Practice: Senior and Special Needs
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
