Free Group Health Insurance Practice Questions
South Carolina Life, Accident & Health exam — 41 practice questions.
Subtopics: Group A&H eligibility, Group A&H grace period, State continuation, Group certificates, Characteristics, Underwriting, COBRA, Conversion, Contributory, HIPAA, Contributory plan, Experience rating, Self-funded plan, Cafeteria plan, ERISA, Eligibility and HIPAA, COBRA premium, Coordination of benefits, Medicare secondary payer, Eligible groups, Employer mandate, Small group, Federal mandates, Probationary period, Blanket and franchise, Self-funded plans, Stop-loss
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Sample questions & answers
1. A South Carolina group health policy may not require evidence of individual insurability when a person first becomes eligible or within:
31 days afterward
S.C. Code 38-71-730(3) bars requiring evidence of individual insurability at first eligibility or within thirty-one days; group information may be used to underwrite the group but not to exclude individuals.
2. South Carolina requires a group accident and health policy to give the policyholder a grace period for premiums after the first of:
31 days
S.C. Code 38-71-735(a) requires a thirty-one-day grace period, during which the policy continues unless the policyholder gave advance written notice of discontinuance.
3. Under South Carolina's group health continuation law, an employee who has been insured continuously for at least six months may continue coverage after termination for:
The rest of that policy month plus six more months
S.C. Code 38-71-770 entitles an employee insured for at least six months, terminated for any reason other than nonpayment of contribution, to continue for the fractional month remaining plus six additional policy months.
4. To qualify for South Carolina's mandatory group health continuation privilege, the employee must have been insured under the group policy continuously for at least:
Six months
S.C. Code 38-71-770 applies to an employee or member insured continuously under the group policy for at least six months.
All Life, Accident & Health topics
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
