1. Routine cleanings and exams in a dental plan fall under which category of treatment?

Diagnostic and preventive care

Exams, cleanings, and x-rays are diagnostic and preventive services, which plans usually cover at the highest level.

2. A dental plan that pays a set amount per procedure regardless of the actual charge is a:

Scheduled (table of allowances) plan

A scheduled plan lists a set dollar allowance per procedure; the patient pays any difference between the allowance and the dentist's fee.

3. A nonscheduled (indemnity) dental plan:

Pays a percentage of the dentist's charges, often after a deductible

A nonscheduled indemnity plan reimburses a percentage of charges (subject to plan allowances) and does not restrict the choice of dentist.

4. Orthodontic coverage in a dental plan:

Covers correcting misaligned teeth, often with its own lifetime maximum

Orthodontics corrects malocclusion; plans usually treat it as a separate category with its own lifetime maximum, often limited to dependent children.