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  2. South Carolina
  3. Accident & Health
  4. Group Health Insurance

Free Group Health Insurance Practice Questions

South Carolina Accident & Health exam — 40 practice questions.

Subtopics: Master contract, Certificate of coverage, Group underwriting, Noncontributory plan, Continuation, Conversion privilege, Coordination, Contributory plan, Eligible groups, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Coordination of benefits, Pre-existing conditions group, Self-funded plan, Section 125 plan, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability

Read the Group Health Insurance study guide

Sample questions & answers

1. In group health insurance, the master contract is issued to:

The employer or sponsor as the master policyholder

The master contract is issued to the employer or sponsor, which holds the policy covering eligible members.

2. Individuals covered under a group health plan generally receive:

A certificate of coverage

Covered members receive a certificate of coverage summarizing their benefits under the group master contract.

3. Group health insurance is generally underwritten based on:

The characteristics of the group as a whole

Group underwriting evaluates the group as a whole rather than underwriting each member individually.

4. In a noncontributory group health plan, the premium is:

Paid entirely by the employer, typically requiring 100% participation

In a noncontributory plan the employer pays the full premium, and 100% of eligible employees are generally required to participate.

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Practice: Group Health Insurance

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.