Free Group Health Insurance Practice Questions
South Carolina Accident & Health exam — 83 practice questions.
Subtopics: Master contract, Certificate of coverage, Group underwriting, Noncontributory plan, Continuation, Conversion privilege, Coordination, Group A&H eligibility, Group A&H grace period, Group claim payment, Group facility of payment, State continuation, Group A&H preexisting, Group A&H incontestable, Group certificates, Small employer group, Contributory plan, Eligible groups, Probationary period, Open enrollment, COBRA eligibility, COBRA duration termination, COBRA duration 36 months, COBRA premium, Coordination of benefits, Pre-existing conditions group, Self-funded plan, Section 125 plan, Experience rating, Community rating, Minimum participation requirement, Actively-at-work provision, Late enrollee, COBRA qualifying events, COBRA election period, ERISA summary plan description, ERISA fiduciary standards, Multiple Employer Welfare Arrangement, Multiple Employer Trust, Dependent eligibility, Specific stop-loss insurance, Family and Medical Leave Act coverage, Small group guaranteed renewability, Characteristics, Eligibility, Employer mandate, Small group, COBRA, Termination of coverage, Replacement of carrier, Underwriting, Self-funded plans, Group vs. individual, Military reinstatement, Employer-provided options
Read the Group Health Insurance study guide
Sample questions & answers
1. In group health insurance, the master contract is issued to:
The employer or sponsor
The master contract is issued to the employer or sponsor, which holds the policy covering eligible members.
2. Individuals covered under a group health plan generally receive:
A certificate of coverage
Covered members receive a certificate of coverage summarizing their benefits under the group master contract.
3. Group health insurance is generally underwritten based on:
The group as a whole
Group underwriting evaluates the group as a whole rather than underwriting each member individually.
4. In a noncontributory group health plan, the premium is:
Paid by the employer, usually 100% enrolled
In a noncontributory plan the employer pays the full premium, and 100% of eligible employees are generally required to participate.
Practice: Group Health Insurance
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
