1. A Commercial Package Policy (CPP) is created by combining:

Common policy declarations and conditions with two or more coverage parts

A CPP combines common declarations and conditions with two or more coverage parts (e.g., property and liability).

2. The Building and Personal Property Coverage Form (BPP) can insure:

The building, the insured's business personal property, and personal property of others in the insured's care

The BPP can cover the building, business personal property, and personal property of others in the insured's care, custody, or control.

3. The Special Causes of Loss form provides:

Open-perils coverage subject to exclusions

The Special form covers risks of direct physical loss except those excluded, the broadest of the cause-of-loss forms.

4. Business Income coverage pays for:

Lost net income and continuing expenses during the period of restoration after a covered loss

Business income coverage replaces lost net income and pays continuing expenses while operations are suspended by a covered loss.