Free Personal Automobile Policy Practice Questions

Pennsylvania Casualty & Allied Lines exam (series 16-05) — 12 practice questions.

Subtopics: Minimum BI limits, Minimum PD limit, First-party medical minimum, Tort election, Full tort, First-party benefits, Uninsured motorist, Underinsured motorist, Stacking, Assigned Risk Plan, Persons insured, Physical damage

Sample questions & answers

1. Pennsylvania's minimum required bodily injury liability limits for private passenger autos are:

15/30

Pennsylvania requires minimum bodily injury liability limits of 15000 dollars per person and 30000 dollars per accident.

2. The minimum required property damage liability limit for a Pennsylvania auto policy is:

5000 dollars

Pennsylvania requires a minimum property damage liability limit of 5000 dollars (the 15/30/5 minimum).

3. The minimum first-party medical benefit (PIP) a Pennsylvania auto policy must provide is:

5000 dollars

Pennsylvania requires a minimum of 5000 dollars in first-party medical benefits for each insured.

4. A Pennsylvania insured who chooses the limited tort option:

Generally gives up the right to sue for non-economic damages except in serious-injury situations

Limited tort generally restricts recovery for pain and suffering except for serious injury, in exchange for a lower premium.

All Casualty & Allied Lines topics

Practice: Personal Automobile Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Pennsylvania Insurance Department and the exam administrator before relying on it.