Free Commercial Automobile Policy Practice Questions

Pennsylvania Casualty & Allied Lines exam (series 16-05) — 20 practice questions.

Subtopics: Proof of coverage, Motor carrier endorsement, Business auto coverage, Covered auto symbols, Hired autos, Non-owned autos, Motor carrier MCS-90, Lessor additional insured, Drive other car, Mobile equipment, Physical damage commercial, Symbol 2 owned autos, Symbol 7 specified autos, Symbol 8 hired autos, Garagekeepers, Who is an insured, Trailer coverage, Auto pollution exclusion, Rental reimbursement, Motor truck cargo

Read the Commercial Automobile Policy study guide

Sample questions & answers

1. Pennsylvania requires owners of registered commercial vehicles to:

Maintain and be able to show proof of required financial responsibility

Owners must maintain required financial responsibility (auto liability) and provide proof of coverage as the law requires.

2. An interstate trucker subject to federal motor carrier rules must carry an endorsement guaranteeing public liability known as the:

MCS-90 endorsement

The MCS-90 endorsement guarantees payment of certain public liability judgments for interstate motor carriers.

3. The Business Auto Coverage Form provides a business with:

Liability and physical damage coverage for its autos

The Business Auto Coverage Form (BACF) provides auto liability and physical damage coverage for a business's vehicles.

4. In the business auto form, covered auto symbol 1 designates:

Any auto, the broadest designation for liability

Symbol 1 (any auto) is the broadest covered-auto designation and is commonly used for liability coverage.

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Practice: Commercial Automobile Policy

Take a randomized, timed-style practice test. Answer choices are shuffled and your results are scored instantly with an explanation for every question.

Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.