Free Dwelling Policy Concepts Practice Questions
Ohio Property exam (series 11-46) — 55 practice questions.
Subtopics: Vacancy, DP-3, Fair rental value, Eligibility, DP-1 basic, DP-3 special, Coverage A, Coverage B, Coverage C, Additional living expense, Theft not covered, No liability in base, Inflation guard, Dwelling under construction, Extended coverage perils, DP-2 broad form, Broad theft endorsement, Dwelling replacement cost settlement, Personal Liability Supplement medical payments, Vandalism and malicious mischief, Recovered property, Personal property loss settlement, Improvements and betterments, Personal property off-premises, Trees shrubs and plants, Internal explosion, Property not covered, Functional Replacement Cost endorsement, DP-2 burglar damage, DP-3 vs DP-2, DP Coverage E, Fair rental value calc, DP civil authority, DP money excluded, DP Coverage A materials, DP general exclusion, DP water backup, DP freezing, DP windstorm interior, DP smoke peril, DP-3 theft not covered, DP reasonable repairs, DP ordinance or law, DP-3 exclusions, DP Coverage C named perils, DP deductible, DP vacancy - glass, DP mortgagee rights, DP Coverage B, DP-2 replacement cost, DP volcanic eruption, Dwelling forms, Dwelling coverages
Read the Dwelling Policy Concepts study guide
Sample questions & answers
1. Under the ISO dwelling form DP 00 03, glass breakage on the described location is not covered if the dwelling was vacant for more than how many consecutive days before the loss?
60
Glass breakage (and vandalism) coverage does not apply if the dwelling has been vacant more than 60 consecutive days immediately before the loss; a dwelling under construction is not vacant.
2. The ISO DP 00 03 (special form) insures the dwelling and other structures against:
Direct physical loss unless excluded (open perils)
DP 00 03 insures against direct physical loss to property in Coverages A and B, subject to exclusions.
3. A landlord's ISO dwelling policy pays lost rent when a covered loss makes the rented part unfit for use under:
Coverage D - Fair Rental Value
DP 00 03 Coverage D pays the fair rental value of the part rented to others that a covered loss makes unfit for its normal use.
4. Under DP 00 03, vandalism and malicious mischief damage is not covered if the dwelling has been vacant for more than:
60 consecutive days before the loss
The special dwelling form excludes vandalism loss if the dwelling has been vacant for more than 60 consecutive days immediately before the loss.
Practice: Dwelling Policy Concepts
Answer choices are shuffled every time, and every question comes with an explanation.
Practice questions are study aids generated for exam preparation and are not actual exam questions. Content is provided for educational purposes and is not legal advice. Verify current statutes, rules, and exam specifications with the Insurance Department and the exam administrator before relying on it.
